Simple, clear terms.

1. Our service

Chhotu Loan provides information and assistance to help you begin a small-loan application. We are an independent affiliate and assistance platform. We do not lend money, make credit decisions, or guarantee access to a particular lender or loan.

Operated by Sisodiya Ventures. Gujrara Mansingh, Main Sahastradhara Road

Contact: hello@sisodiyaa.com.

2. Who can use it

The service is intended for adults aged 18 or over in India. A lending partner may have additional eligibility criteria. Please provide accurate information and use the website lawfully. Do not impersonate someone else, attempt to access restricted systems, or misuse the service.

3. Beginning an application

Opening WhatsApp or sending a message does not create a loan agreement and does not confirm eligibility or approval. Availability and response times may vary. An automated assistant may handle the chat. The website does not provide a financial-document upload facility.

4. Lending terms

The lender alone determines eligibility, interest rates, fees, repayment schedule, credit checks, approval, and disbursement. Any agreement is between you and the lender. Read its Key Facts Statement, total cost, and repayment obligations carefully before accepting. Apply only for an amount you can repay.

5. Referrals and third parties

Chhotu Loan may receive a referral commission where a disclosed affiliate arrangement applies. This does not guarantee approval or that every available loan is considered. Relevant lender and referral details must be disclosed before you proceed with a specific offer. WhatsApp and third-party websites have their own terms and privacy policies.

6. Availability and responsibility

We aim to keep information accurate, but the website may be updated, interrupted, or unavailable. Content is general information, not personalized financial advice. We are responsible for our own service; lenders and third-party providers are responsible for theirs. Nothing in these terms excludes rights or responsibilities that cannot lawfully be excluded.

7. Brand and content

The Chhotu Loan name, mascot, logos, and website content may not be copied or used to imply affiliation without permission. You may use the website for personal enquiries and applications.

8. Questions and changes

We may revise these terms as the service evolves. The current version is dated above. For a question about our service, visit our Contact page. For a loan-specific dispute, contact the lender using the details in your loan documents.